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Cookie	Duration	Description
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Functional

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Cookie	Duration	Description
MoneyPennyAgentAvatar	session	This cookie stores the agent image URL in order to show the agent avatar on the minimize state of our live chat function. If you disable this cookie, our live chat functionality may not be available to you
MoneypennyHistory	1 year	This cookie is used to keep track of the your visits to our website and last live chats. It displays the previous five live chat transcripts to the agent in the live chat to allow faster understanding of your conversation context, and faster resolutions.
MoneypennyHistory	1 year	This cookie is used to keep track of the your previous visits to our website and last live chats on our website. The cookie allows the chat transcripts from your five previous live chats to be displayed to your live chat agent in the chat to allow faster understanding of your needs and faster resolutions.
MoneypennyRef	2 hours	This cookie records origin and site entry to display the referring URL to the live chat agent so they can gain insight into your journey to our website. It helps our live chat agents deliver a better experience by giving them context. If you choose to disable this cookie, live chat will still be available.
MoneypennyUserAlias	1 year	This cookie stores the visitor alias (name) on use of the setUserName() Javascript API. This cookie is used to support subsequent live chats so that, once it is known, the live chat agent doesn’t need to collect the information again. This alias also will get displayed on the chat-box (as the visitor’s name), prechat form (as the value of the ‘name’ field, if it exists), and offline form (as the value of the ‘name’ field, if it exists).
MoneypennyVisit	session	This cookie is used to keep track of the your visits to our website and tells your live chat agent how many times you have visited our website. It is also used for the ‘returning visitor’ proactive chat rule, enabling returning visitors to be greeted differently. Failure to accept this cookie may impact performance of our live chat function.
VISITOR_INFO1_LIVE	5 months 27 days	A cookie set by YouTube to measure bandwidth that determines whether you use the new or old player interface.

Performance

Analytics

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.

Cookie	Duration	Description
_ga	2 years	The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.
_gat_UA-37750570-1	1 minute	A variation of the _gat cookie set by Google Analytics and Google Tag Manager to allow us to track your behaviour and measure site performance. The pattern element in the name contains the unique identity number of the account or website it relates to.
_gid	1 day	Installed by Google Analytics, this cookie stores information on how you use our website and also creates an analytics report of the website's performance. Some of the data that is collected include the number of visitors, their source, and the pages they visit anonymously.
CONSENT	16 years 3 months 1 day 13 hours 11 minutes	YouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data.
yt.innertube::nextId	Persistent	This cookie, set by YouTube, registers a unique ID to store data on what videos from YouTube the user has seen.
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Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.

Cookie	Duration	Description
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IDE	1 year 24 days	Google DoubleClick IDE cookies are used to store information about how you use our website to present you with relevant ads according to your user profile.
test_cookie	15 minutes	The test_cookie is set by doubleclick.net and is used to determine if your browser supports cookies.
YSC	session	YSC cookie is set by Youtube and is used to track your views of embedded videos on Youtube pages.
yt-remote-connected-devices	never	YouTube sets this cookie to store the video preferences of the user using embedded YouTube video.
yt-remote-device-id	never	YouTube sets this cookie to store the video preferences of the user using embedded YouTube video.

Others

Restructuring & Insolvency

Dermot Preston

The rise of Corporate Insolvencies

Validation Order within 72 hours – case study

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