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Commercial Recoveries and Restructuring

To speak to an expert about the recovery options available to you, please contact us.

We offer the full spectrum of services to lending clients, assisting with loan origination and due diligence (especially in property and bridging loans), facility monitoring, and consideration of security options. Please see our Banking and Real Estate Finance page to understand our capabilities in loan origination and due diligence.

Borrower repayments – I am concerned a borrower will not pay. What can I do?

Unfortunately, there are occasions where borrowers are not able to comply with the terms of their loans, or are not able to obtain the necessary refinance. With substantial experience in the sector, we understand that these factors may be beyond your control, or not foreseen at the time of the creation of the loan.

Our team are experts in dealing with recoveries matters on behalf of lenders, receivers/administrators and other professionals involved in the enforcement process. We have particular experience in dealing with property recoveries.

Security reviews

We are happy to become involved prior to any formal steps being taken, or any defaults having been identified. A variety of enforcement options are typically available and we aim to put our clients in the best possible position in order to make informed decisions accordingly. Our advice is tailored to the situation, and the commercial backdrop is always paramount in our focus in terms of those options and their suitability.

In the event that enforcement proceeds, we aim to assist efficiently and quickly, and can act for the appointing lender or for the parties appointed to manage the security property.

Next steps – how we can help

The initial review can result in the identification of useful pre-emptive steps. Our experience allows us to advise broadly beyond the narrow technical scope of the security, and can encompass potential action against any guarantors, professional advisors and/or a direct claim against the borrower entity. We have achieved significant recoveries for clients through these alternative claims.

A variety of enforcement options are typically available and we aim to put our clients in the best possible position in order to make informed decisions accordingly. The commercial backdrop is significant in terms of those options and their suitability.

In the event that enforcement proceeds, we aim to assist efficiently and quickly, and can act for the appointing lender or for the parties appointed to manage the security property.

Commercial recoveries clients

Our enforcement and recoveries clients include mainstream lenders, property professionals acting as receivers, and insolvency professionals acting as receivers and/or administrators. We have acted for:

  • Investec Bank plc
  • AIB
  • Handelsbanken
  • Nationwide Building Society
  • Lambert Smith Hampton
  • Begbies Traynor
  • Knight Frank
  • GVA
  • Eddisons
  • Scanlans Consultant Surveyors LLP
  • Vail Williams
  • Duff & Phelps
  • Savills
  • David Currie & Co
  • Colliers
  • BNP Paribas
  • CBRE

We also have experience of acting in connection with other chattels, such as artwork, jewellery, classic cars and aircraft.

We are associate members of The Association of Property and Fixed Charge Receivers (NARA).

 
 

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